CACC Insider Trading
CREDIT ACCEPTANCE CORP | Personal Credit Institutions
Comprehensive Trading Performance Summary
The investment history of corporate insiders at CREDIT ACCEPTANCE CORP provides a unique lens into the internal conviction of the company's leadership. By analyzing SEC Form 4 filings, investors can track how directors and officers are allocating their own capital. High-conviction buying often signals that management believes the current market price significantly undervalues future growth prospects, while strategic selling might occur for personal liquidity or portfolio diversification. Monitoring these shifts in ownership is essential for understanding the alignment between management and shareholders in the Personal Credit Institutions sector.
Transactions on Chart
Open Full Chart| Filing Date | Trade Date | Reporting Person | Relationship | Type | Price | Qty | Total, $ | Owned After | Change, % |
|---|---|---|---|---|---|---|---|---|---|
| 2026-02-12 00:03 | 2026-02-09 | Booth Kenneth | Director | SELL | $508.00 | 2,000 | $1,016,000 | 22,832 | -8.1% |
| 2026-02-12 00:02 | 2026-02-09 | Martin Jay D | Officer - Chief Financial Officer | OPT+S | $512.55 | 4,340 | $2,224,262 | 25,963 | 0.0% |
| 2026-02-07 00:01 | 2026-02-04 | Booth Kenneth | Director | SELL | $510.90 | 3,220 | $1,644,841 | 24,832 | -11.5% |
| 2026-02-05 00:03 | 2026-02-02 | Rummler Wendy A | Officer - Chief People Officer | OPT+S | $509.20 | 2,890 | $1,471,594 | 20,191 | 0.0% |
| 2026-02-04 00:17 | 2026-01-30 | Booth Kenneth | Director, Officer - Executive Board Member | OPT+S | $504.00 | 8,000 | $4,032,000 | 28,051 | 0.0% |
| 2026-02-04 00:16 | 2026-01-30 | ULATOWSKI DANIEL A. | Officer - Chief Sales Officer | OPT+S | $500.12 | 589 | $294,571 | 28,290 | 0.0% |
| 2026-02-04 00:15 | 2026-01-30 | Rummler Wendy A | Officer - Chief People Officer | OPT+S | $493.44 | 5,236 | $2,583,631 | 20,772 | 0.0% |
| 2025-12-13 00:03 | 2025-12-10 | ULATOWSKI DANIEL A. | Officer - Chief Sales Officer | OPT+S | $475.66 | 3,000 | $1,426,980 | 28,290 | 0.0% |
| 2025-12-13 00:02 | 2025-12-10 | Rostami Andrew K | Officer - Chief Mktg and Product Officer | SELL | $475.00 | 606 | $287,850 | 23,873 | -2.5% |
| 2025-11-27 00:05 | 2025-11-24 | Rostami Andrew K | Officer - Chief Mktg and Product Officer | SELL | $428.50 | 516 | $221,106 | 24,479 | -2.1% |
| 2025-09-22 23:06 | 2025-09-18 | Booth Kenneth | Director, Officer - Chief Executive Officer | OPT+S | $506.59 | 4,000 | $2,026,360 | 68,116 | 0.0% |
| 2025-09-15 23:02 | 2025-09-11 | ULATOWSKI DANIEL A. | Officer - Chief Sales Officer | OPT+S | $522.00 | 4,000 | $2,088,000 | 28,290 | 0.0% |
| 2025-09-09 23:04 | 2025-09-05 | Elliott Nicholas J | Officer - Chief Alignment Officer | SELL | $521.73 | 350 | $182,606 | 19,035 | -1.8% |
| 2025-08-27 23:35 | 2025-08-25 | LUM JONATHAN | Officer - Chief Operating Officer | OPT+S | $512.61 | 6,000 | $3,075,684 | 31,493 | 0.0% |
| 2025-08-26 23:27 | 2025-08-22 | ULATOWSKI DANIEL A. | Officer - Chief Sales Officer | OPT+S | $508.32 | 3,697 | $1,879,241 | 0 | 0.0% |
| 2025-07-08 02:07 | 2025-07-02 | Watson Jill Foss | 10% owner | SELL | $539.97 | 20,000 | $10,799,406 | 102,107 | -16.4% |
| 2025-06-23 23:11 | 2025-06-20 | Rostami Andrew K | Officer - Chief Mktg and Product Officer | SELL | $505.29 | 375 | $189,484 | 25,479 | -1.5% |
| 2025-06-13 23:02 | 2025-06-11 | ULATOWSKI DANIEL A. | Officer - Chief Sales Officer | OPT+S | $522.16 | 6,356 | $3,318,825 | 28,290 | 0.0% |
| 2025-05-14 23:00 | 2025-05-12 | Prescott General Partners LLC | 10% owner, Other | SELL | $499.84 | 16,909 | $8,451,805 | 41,437 | -29.0% |
| 2025-05-09 23:01 | 2025-05-07 | Prescott General Partners LLC | 10% owner, Other | SELL | $495.06 | 59,861 | $29,634,529 | 42,282 | -58.6% |
| 2025-03-27 23:04 | 2025-03-25 | BUSK DOUGLAS W | Officer - Chief Treasury Officer | OPT+S | $515.97 | 3,000 | $1,547,910 | 3,112 | 0.0% |
| 2025-03-24 23:03 | 2025-03-20 | Elliott Nicholas J | Officer - Chief Alignment Officer | SELL | $502.00 | 300 | $150,600 | 19,385 | -1.5% |
| 2024-12-20 00:04 | 2024-12-17 | LUM JONATHAN | Officer - Chief Operating Officer | SELL | $489.90 | 552 | $270,425 | 31,493 | -1.7% |
| 2024-12-06 00:10 | 2023-03-09 | Rummler Wendy A | Officer - Chief People Officer | SELL | $430.12 | 1,834 | $788,840 | 0 | -100.0% |
| 2024-09-20 23:01 | 2024-09-18 | Prescott General Partners LLC | 10% owner, Other | BUY | $446.13 | 4,000 | $1,784,530 | 515,337 | +0.8% |
| 2024-09-19 23:01 | 2024-09-17 | Prescott General Partners LLC | 10% owner, Other | SELL | $444.91 | 11,586 | $5,154,731 | 30,034 | -27.8% |
| 2024-09-11 23:38 | 2024-09-09 | SMITH THOMAS W | 10% owner, Other | SELL | $451.01 | 1,200 | $541,208 | 74,450 | -1.6% |
| 2024-08-09 23:06 | 2024-08-07 | ULATOWSKI DANIEL A. | Officer - Chief Sales Officer | SELL | $472.19 | 2,000 | $944,387 | 4,000 | -33.3% |
| 2024-03-25 23:03 | 2024-03-21 | BUSK DOUGLAS W | Officer - Chief Treasury Officer | OPT+S | $572.58 | 2,500 | $1,431,450 | 3,112 | 0.0% |
| 2024-03-19 23:22 | 2024-03-15 | LUM JONATHAN | Officer - Chief Operating Officer | OPT+S | $549.69 | 2,500 | $1,374,231 | 8,161 | 0.0% |
| 2024-03-05 00:18 | 2024-02-29 | SMITH ARTHUR L | Officer - Chief Analytics Officer | OPT+S | $554.22 | 12,500 | $6,927,701 | 500 | 0.0% |
| 2024-02-07 00:11 | 2024-02-02 | BUSK DOUGLAS W | Officer - Chief Treasury Officer | SELL | $579.98 | 500 | $289,990 | 3,112 | -13.8% |
| 2024-02-07 00:08 | 2024-02-02 | KERBER ERIN J | Officer - Chief Legal Officer | OPT+S | $585.46 | 4,875 | $2,854,124 | 2,745 | 0.0% |
| 2024-02-07 00:05 | 2024-02-02 | Rummler Wendy A | Officer - Chief People Officer | OPT+S | $581.88 | 1,500 | $872,816 | 1,834 | 0.0% |
| 2024-01-03 00:02 | 2023-12-29 | Rummler Wendy A | Officer - Chief People Officer | SELL | $532.62 | 116 | $61,784 | 2,034 | -5.4% |
| 2023-12-28 00:05 | 2023-12-22 | BUSK DOUGLAS W | Officer - Chief Treasury Officer | SELL | $524.18 | 500 | $262,092 | 3,612 | -12.2% |
| 2023-12-19 00:15 | 2023-12-14 | Elliott Nicholas J | Officer - Chief Alignment Officer | SELL | $515.00 | 725 | $373,375 | 826 | -46.7% |
| 2023-11-17 00:08 | 2023-11-14 | SMITH ARTHUR L | Officer - Chief Analytics Officer | SELL | $422.22 | 5,788 | $2,443,790 | 500 | -92.0% |
| 2023-09-08 23:02 | 2023-09-06 | SMITH THOMAS W | 10% owner, Other | SELL | $494.71 | 400 | $197,886 | 75,650 | -0.5% |
| 2023-08-17 03:06 | 2023-08-14 | Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10% owner | SELL | $487.92 | 13,508 | $6,590,836 | 1,280,757 | -1.0% |
| 2023-08-12 02:58 | 2023-08-09 | Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10% owner | SELL | $503.70 | 17,410 | $8,769,370 | 1,294,265 | -1.3% |
| 2023-08-10 03:08 | 2023-08-07 | Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10% owner | SELL | $501.13 | 13,368 | $6,699,166 | 1,311,675 | -1.0% |
| 2023-08-02 02:46 | 2023-07-28 | Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10% owner | SELL | $551.11 | 21,244 | $11,707,791 | 1,325,043 | -1.6% |
| 2023-07-29 02:39 | 2023-07-26 | Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10% owner | SELL | $543.70 | 14,909 | $8,106,016 | 1,346,287 | -1.1% |
| 2023-07-26 03:36 | 2023-07-21 | Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10% owner | SELL | $549.41 | 15,449 | $8,487,823 | 1,361,196 | -1.1% |
| 2023-07-22 03:37 | 2023-07-19 | Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10% owner | SELL | $552.52 | 16,333 | $9,024,357 | 1,376,645 | -1.2% |
| 2023-07-20 02:47 | 2023-07-17 | Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10% owner | SELL | $564.14 | 27,334 | $15,420,216 | 1,392,978 | -1.9% |
| 2023-07-15 03:36 | 2023-07-12 | Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10% owner | SELL | $545.23 | 16,015 | $8,731,804 | 1,420,312 | -1.1% |
| 2023-07-13 03:33 | 2023-07-10 | Donald A. Foss Irrevocable Trust Dated August 14, 2022 | 10% owner | SELL | $531.04 | 16,470 | $8,746,211 | 1,436,327 | -1.1% |
| 2023-06-09 23:06 | 2023-06-07 | ULATOWSKI DANIEL A. | Officer - Chief Sales Officer | SELL | $510.00 | 1,216 | $620,160 | 6,000 | -16.9% |
How to Interpret $CACC Trades
Not every insider transaction in CREDIT ACCEPTANCE CORP is a signal for immediate action. Professional investors look for "cluster buying"—when multiple executives simultaneously purchase $CACC shares on the open market. It is crucial to distinguish between scheduled sales (under Rule 10b5-1) and voluntary increases in ownership, which demonstrate management’s true conviction that the stock is undervalued.
Data Source & Accuracy for CACC
Insider activity data for CREDIT ACCEPTANCE CORP is streamed in real-time directly from the SEC EDGAR system. We analyze raw Form 4 filings, filtering out technical adjustments and complex derivative transactions. This provides a transparent view of how ownership structure is evolving in $CACC, allowing you to follow the capital of those with the most intimate knowledge of the company.
UNDERSTANDING THE DATA
FILING DATE: The date and time when the transaction was reported to the SEC. This is when the public first receives the information.
TRADE DATE: The actual day the insider executed the purchase or sale in the market.
INDUSTRY: The specific market sector the company operates in. Useful for identifying broader institutional capital flows across sectors.
OWNED AFTER: The total number of shares held by the insider following the transaction. This highlights the insider's remaining conviction in the company.
CHANGE %: The percentage increase or decrease of the insider's total position. Large percentage changes often carry more weight than the dollar amount alone.
TRADE TYPES DEFINITIONS
BUY: An open market purchase. Typically indicates an insider's belief that the stock is undervalued or poised for growth.
SELL: An open market sale. While often used for diversification or liquidity, large or unexpected sales can be a warning signal.
OPT+S (OPTION EXERCISE & SALE): This occurs when an insider exercises their stock options and sells them immediately. Often part of a structured compensation plan.