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Company Analysis

CFG Insider Trading

CITIZENS FINANCIAL GROUP INC/RI | State Commercial Banks

Comprehensive Trading Performance Summary

The investment history of corporate insiders at CITIZENS FINANCIAL GROUP INC/RI provides a unique lens into the internal conviction of the company's leadership. By analyzing SEC Form 4 filings, investors can track how directors and officers are allocating their own capital. High-conviction buying often signals that management believes the current market price significantly undervalues future growth prospects, while strategic selling might occur for personal liquidity or portfolio diversification. Monitoring these shifts in ownership is essential for understanding the alignment between management and shareholders in the State Commercial Banks sector.

Transactions on Chart

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Filing Date Trade Date Reporting Person Relationship Type Price Qty Total, $ Owned After Change, %
2026-03-12 20:27 2026-03-11 LaMonica Susan Officer - Chief Human Resources Officer SELL $58.04 13,258 $769,494 165,971 -7.4%
2024-11-16 00:38 2022-12-30 Cummings Kevin Director SELL $39.32 4,254 $167,267 0 -100.0%
2024-07-27 00:15 2024-07-25 Read Craig Jack Officer - Controller SELL $43.26 3,938 $170,338 33,620 -10.5%
2024-04-23 00:02 2024-04-19 Read Craig Jack Officer - Controller SELL $33.70 6,327 $213,220 37,558 -14.4%
2024-03-07 03:05 2024-03-05 Read Craig Jack Officer - Controller SELL $33.54 4,508 $151,198 43,885 -9.3%
2023-10-31 23:55 2023-10-27 Lillis Terrance Director BUY $22.87 1,000 $22,865 4,000 +33.3%
2023-05-19 01:14 2023-05-17 Lillis Terrance Director BUY $26.39 1,000 $26,390 3,000 +50.0%
2023-04-25 00:00 2023-04-21 Subramaniam Shivan S. Director BUY $28.79 3,300 $95,007 66,263 +5.2%
2023-02-14 01:09 2023-02-10 Cummings Kevin Director OPT+S $43.00 90,689 $3,899,627 455,789 0.0%
2023-02-10 01:27 2023-02-07 Cummings Kevin Director OPT+S $44.40 81,151 $3,603,104 455,789 0.0%
2022-04-29 01:34 2022-04-26 Lillis Terrance Director BUY $41.31 1,000 $41,310 2,000 +100.0%
2020-12-14 21:52 2020-12-11 Coughlin Brendan Officer - Head of Consumer Banking SELL $35.35 12,000 $424,200 48,532 -19.8%
2020-05-08 23:55 2020-05-07 HANKOWSKY WILLIAM P Director BUY $21.25 165 $3,506 51,508 +0.3%
2020-04-23 23:40 2020-04-21 KOCH CHARLES JOHN Director BUY $19.53 25,000 $488,200 93,924 +36.3%
2020-04-22 23:53 2020-04-20 HANKOWSKY WILLIAM P Director BUY $20.56 10,000 $205,600 44,924 +28.6%
2020-03-16 22:54 2020-03-13 Coughlin Brendan Officer - Head of Consumer Banking SELL $22.21 4,500 $99,945 77,348 -5.5%
2020-03-12 23:38 2020-03-11 Subramaniam Shivan S. Director BUY $24.62 4,000 $98,480 2,000 +100.0%
2020-03-12 23:37 2020-03-10 Lillis Terrance Director BUY $24.46 1,000 $24,460 5,652 +21.5%
2020-03-09 22:00 2020-03-06 HIGDON LEO I JR Director BUY $27.73 1,000 $27,730 22,967 +4.6%
2020-03-04 00:33 2020-03-02 Subramaniam Shivan S. Director BUY $32.35 5,000 $161,750 47,924 +11.6%
2019-08-22 23:50 2019-08-20 KOCH CHARLES JOHN Director BUY $32.45 15,000 $486,750 68,781 +27.9%
2018-11-24 00:23 2018-11-21 Subramaniam Shivan S. Director BUY $35.32 3,000 $105,960 38,963 +8.3%
2018-10-26 02:47 2018-10-23 KOCH CHARLES JOHN Director BUY $36.32 14,000 $508,480 49,937 +39.0%
2018-06-07 04:35 2018-06-05 Black Randall J Officer - Controller SELL $41.49 792 $32,860 34,258 -2.3%
2017-12-06 00:37 2017-12-01 Watson Wendy A. Director SELL $40.31 4,000 $161,240 12,917 -23.6%
2017-03-03 02:42 2017-02-28 HIGDON LEO I JR Director BUY $37.37 14 $523 11,821 +0.1%
2017-02-22 00:48 2017-02-16 HIGDON LEO I JR Director BUY $38.25 9 $344 11,807 +0.1%
2016-03-09 19:39 2016-03-08 Subramaniam Shivan S. Director BUY $20.91 5,000 $104,550 25,545 +24.3%
2016-02-11 00:56 2016-02-10 Bowerman David J. Officer - Vice Chair, Business Services BUY $19.40 2,400 $46,560 94,689 +2.6%
2015-11-14 01:11 2015-11-12 MCCREE DONALD H III Officer - Vice Chair, Commercial Banking BUY $25.83 80,000 $2,066,400 80,000 +100.0%
2015-11-05 00:03 2015-11-03 ROYAL BANK OF SCOTLAND GROUP PLC 10% owner SELL $23.38 110,461,782 $2,582,596,463 0 -100.0%
2015-08-27 02:19 2015-08-25 HIGDON LEO I JR Director BUY $23.48 500 $11,740 6,961 +7.7%
2015-08-04 21:33 2015-08-03 ROYAL BANK OF SCOTLAND GROUP PLC 10% owner SELL $25.69 98,900,000 $2,540,741,000 120,077,166 -45.2%
2015-08-04 21:31 2015-08-03 ROYAL BANK OF SCOTLAND GROUP PLC 10% owner SELL $26.00 9,615,384 $249,999,984 110,461,782 -8.0%
2015-05-01 03:33 2015-04-28 Woods Stephen R. Other SELL $25.73 11,000 $283,047 65,580 -14.4%
2015-05-01 03:33 2015-04-28 HIGDON LEO I JR Director BUY $25.73 1,020 $26,245 3,603 +39.5%
2015-04-08 19:42 2015-04-07 ROYAL BANK OF SCOTLAND GROUP PLC 10% owner SELL $23.87 10,473,397 $249,999,986 218,977,166 -4.6%
2015-03-31 17:26 2015-03-30 ROYAL BANK OF SCOTLAND GROUP PLC 10% owner SELL $23.47 155,250,000 $3,643,717,500 229,450,563 -40.4%
2014-10-10 23:54 2014-10-08 ROYAL BANK OF SCOTLAND GROUP PLC 10% owner SELL $23.36 14,297,761 $333,995,697 384,700,563 -3.6%
2014-10-01 00:54 2014-09-29 ROYAL BANK OF SCOTLAND GROUP PLC 10% owner SELL $21.09 161,000,000 $3,395,490,000 0 -100.0%
2014-09-30 22:51 2014-09-29 Gannon Stephen T. Officer - General Counsel BUY $21.50 4,000 $86,000 4,000 +100.0%
2014-09-30 22:52 2014-09-29 Ohsberg Ronald S. Officer - Controller BUY $21.50 1,500 $32,250 5,943 +33.8%
2014-09-30 22:52 2014-09-29 Bowerman David J. Officer - Vice Chair, Business Services BUY $21.50 5,000 $107,500 49,444 +11.3%
2014-09-30 22:54 2014-09-29 Watson Wendy A. Director BUY $21.50 4,000 $86,000 6,083 +192.0%
2014-09-30 22:50 2014-09-29 Conner Brad L. Officer - Vice Chair, Consumer Banking BUY $21.50 4,000 $86,000 84,089 +5.0%
2014-09-30 22:49 2014-09-29 Matthews Robert D. Jr. Director, Officer - Vice Chair, Commercial Banking BUY $21.50 4,000 $86,000 98,144 +4.2%
2014-09-30 22:53 2014-09-29 Shanik Nancy L. Officer - Chief Risk Officer BUY $21.50 4,000 $86,000 87,344 +4.8%
2014-09-30 22:54 2014-09-29 Subramaniam Shivan S. Director BUY $21.50 15,000 $322,500 17,083 +720.1%
2014-09-30 22:49 2014-09-29 Hanna Howard W. III Director BUY $21.50 9,000 $193,500 11,083 +432.1%
2014-09-30 22:50 2014-09-29 Fawcett John J. Officer - Chief Financial Officer BUY $21.50 4,000 $86,000 84,354 +5.0%
SHOW ENTRIES

How to Interpret $CFG Trades

Not every insider transaction in CITIZENS FINANCIAL GROUP INC/RI is a signal for immediate action. Professional investors look for "cluster buying"—when multiple executives simultaneously purchase $CFG shares on the open market. It is crucial to distinguish between scheduled sales (under Rule 10b5-1) and voluntary increases in ownership, which demonstrate management’s true conviction that the stock is undervalued.

Data Source & Accuracy for CFG

Insider activity data for CITIZENS FINANCIAL GROUP INC/RI is streamed in real-time directly from the SEC EDGAR system. We analyze raw Form 4 filings, filtering out technical adjustments and complex derivative transactions. This provides a transparent view of how ownership structure is evolving in $CFG, allowing you to follow the capital of those with the most intimate knowledge of the company.

UNDERSTANDING THE DATA

FILING DATE: The date and time when the transaction was reported to the SEC. This is when the public first receives the information.

TRADE DATE: The actual day the insider executed the purchase or sale in the market.

INDUSTRY: The specific market sector the company operates in. Useful for identifying broader institutional capital flows across sectors.

OWNED AFTER: The total number of shares held by the insider following the transaction. This highlights the insider's remaining conviction in the company.

CHANGE %: The percentage increase or decrease of the insider's total position. Large percentage changes often carry more weight than the dollar amount alone.

TRADE TYPES DEFINITIONS

BUY: An open market purchase. Typically indicates an insider's belief that the stock is undervalued or poised for growth.

SELL: An open market sale. While often used for diversification or liquidity, large or unexpected sales can be a warning signal.

OPT+S (OPTION EXERCISE & SALE): This occurs when an insider exercises their stock options and sells them immediately. Often part of a structured compensation plan.