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Company Analysis

IBCP Insider Trading

INDEPENDENT BANK CORP /MI/ | State Commercial Banks

Comprehensive Trading Performance Summary

The investment history of corporate insiders at INDEPENDENT BANK CORP /MI/ provides a unique lens into the internal conviction of the company's leadership. By analyzing SEC Form 4 filings, investors can track how directors and officers are allocating their own capital. High-conviction buying often signals that management believes the current market price significantly undervalues future growth prospects, while strategic selling might occur for personal liquidity or portfolio diversification. Monitoring these shifts in ownership is essential for understanding the alignment between management and shareholders in the State Commercial Banks sector.

Transactions on Chart

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Filing Date Trade Date Reporting Person Relationship Type Price Qty Total, $ Owned After Change, %
2007-04-27 22:03 2007-04-26 GULIS STEPHEN L JR Director BUY $16.75 10,000 $167,509 10,000 +100.0%
2007-04-26 22:41 2007-04-26 REGLIN DAVID C Officer - President Of Affiliate Bank BUY $16.58 3,000 $49,740 16,991 +21.4%
2007-04-26 22:29 2007-04-26 SHUSTER ROBERT N Officer - Exec Vice President and CFO BUY $16.46 1,500 $24,690 9,099 +19.7%
2007-04-27 00:05 2007-04-26 VAN LOAN CHARLES C Director BUY $16.60 1,000 $16,600 31,562 +3.3%
2007-04-26 22:28 2007-04-26 HETZLER ROBERT L Director BUY $16.62 2,000 $33,240 6,252 +47.0%
2006-12-14 00:40 2006-01-31 HASKE TERRY L Director BUY $0.00 183 $0 28,793 +0.6%
2006-11-22 00:42 2006-11-21 LONG RONALD L Officer - President of Affiliate Bank OPT+S $23.88 4,950 $118,211 4,749 0.0%
2006-11-08 19:46 2006-11-08 BUTLER RICHARD E/ Officer - Senior Vice President SELL $23.36 2,100 $49,065 2,895 -42.0%
2006-10-23 20:40 2006-10-23 VAN LOAN CHARLES C Director SELL $24.36 5,513 $134,297 0 -100.0%
2006-10-10 15:48 2006-10-09 VAN LOAN CHARLES C Director SELL $24.36 5,513 $134,297 0 -100.0%
2006-09-25 20:29 2006-09-25 VAN LOAN CHARLES C Director SELL $24.36 5,512 $134,272 5,513 -50.0%
2006-09-19 23:10 2006-09-19 VAN LOAN CHARLES C Director SELL $24.36 5,512 $134,272 5,513 -50.0%
2006-08-29 16:51 2006-08-28 VAN LOAN CHARLES C Director SELL $25.67 5,250 $134,768 10,500 -33.3%
2006-08-14 20:27 2006-08-14 VAN LOAN CHARLES C Director SELL $25.65 5,250 $134,663 10,500 -33.3%
2006-07-25 18:55 2006-07-24 VAN LOAN CHARLES C Director SELL $25.65 5,250 $134,663 15,750 -25.0%
2006-07-10 21:16 2006-07-10 VAN LOAN CHARLES C Director SELL $26.20 5,250 $137,550 15,750 -25.0%
2006-06-27 20:46 2006-06-26 VAN LOAN CHARLES C Director SELL $25.77 5,250 $135,293 21,000 -20.0%
2006-06-13 16:51 2006-06-12 VAN LOAN CHARLES C Director SELL $26.25 5,250 $137,813 21,000 -20.0%
2006-05-22 21:36 2006-05-22 VAN LOAN CHARLES C Director SELL $26.62 5,250 $139,755 26,250 -16.7%
2006-05-09 20:17 2006-05-08 VAN LOAN CHARLES C Director SELL $27.47 5,250 $144,218 26,250 -16.7%
2006-05-04 22:36 2006-05-04 TWAROZYNSKI JAMES J Officer - Sr Vice President & Controller SELL $27.43 500 $13,715 11,071 -4.3%
2006-04-25 20:34 2006-04-24 VAN LOAN CHARLES C Director SELL $26.99 5,250 $141,698 31,500 -14.3%
2006-04-10 23:33 2006-04-10 VAN LOAN CHARLES C Director SELL $27.67 5,250 $145,268 31,500 -14.3%
2006-03-28 16:23 2006-03-27 VAN LOAN CHARLES C Director SELL $26.89 5,250 $141,173 36,750 -12.5%
2006-03-13 23:29 2006-03-13 VAN LOAN CHARLES C Director SELL $26.27 5,250 $137,918 36,750 -12.5%
2006-02-27 22:35 2006-02-27 VAN LOAN CHARLES C Director SELL $27.39 5,250 $143,771 42,000 -11.1%
2006-02-14 16:38 2006-02-13 VAN LOAN CHARLES C Director SELL $26.63 5,250 $139,829 42,000 -11.1%
2006-01-25 00:42 2006-01-23 VAN LOAN CHARLES C Director SELL $27.10 5,250 $142,265 47,250 -10.0%
2006-01-09 22:46 2006-01-09 VAN LOAN CHARLES C Director SELL $27.57 5,250 $144,722 47,250 -10.0%
2006-01-03 22:57 2005-01-31 HASKE TERRY L Director BUY $0.00 136 $0 28,861 +0.5%
2005-12-27 22:00 2005-12-27 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $27.61 5,250 $144,968 52,500 -9.1%
2005-12-23 15:56 2005-12-22 BUTLER RICHARD E/ Officer - Senior Vice President SELL $27.41 1,000 $27,410 2,150 -31.7%
2005-12-12 22:57 2005-12-12 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $28.87 5,250 $151,547 52,500 -9.1%
2005-12-02 00:08 2005-12-01 SHUSTER ROBERT N Officer - Exec Vice President and CFO OPT+S $29.44 2,716 $79,951 64,059 0.0%
2005-12-01 00:59 2005-11-30 LONG RONALD L Officer - President of Affiliate Bank OPT+S $29.04 5,758 $167,218 4,523 0.0%
2005-11-30 00:03 2005-11-28 Kessel William B Officer - President of Affiliate Bank OPT+S $29.16 5,759 $167,916 1,050 0.0%
2005-11-29 01:12 2005-11-28 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $29.18 5,250 $153,169 57,750 -8.3%
2005-11-21 21:48 2005-11-18 BUTLER RICHARD E/ Officer - Senior Vice President OPT+S $29.04 1,220 $35,429 3,150 0.0%
2005-11-21 21:49 2005-11-18 GRAVES PETER R Officer - Senior Vice President SELL $29.13 1,700 $49,521 7,925 -17.7%
2005-11-15 16:20 2005-11-14 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $29.16 5,250 $153,090 57,750 -8.3%
2005-10-25 22:19 2005-10-24 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $28.00 5,250 $147,016 63,000 -7.7%
2005-10-11 17:18 2005-10-10 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $27.37 5,250 $143,672 63,000 -7.7%
2005-09-26 18:05 2005-09-26 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $28.94 5,250 $151,935 18,208 -22.4%
2005-09-12 23:19 2005-09-12 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $29.15 5,250 $153,038 152,985 -3.3%
2005-08-22 21:31 2005-08-22 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $29.99 5,000 $149,945 22,341 -18.3%
2005-08-16 23:35 2005-08-16 TWAROZYNSKI JAMES J Officer - Sr Vice President & Controller SELL $30.30 900 $27,270 11,020 -7.6%
2005-08-08 20:52 2005-08-08 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $29.83 5,000 $149,150 150,700 -3.2%
2005-08-03 15:51 2005-08-02 BRATSBURG JEFFREY A Director SELL $31.10 20,000 $622,000 47,759 -29.5%
2005-07-29 16:58 2005-07-28 BUTLER RICHARD E/ Officer - Senior Vice President SELL $30.87 904 $27,906 1,000 -47.5%
2005-07-29 16:29 2005-07-28 VAN LOAN CHARLES C Officer - Chairman of the Board SELL $31.09 1,000 $31,091 1,836 -35.3%
SHOW ENTRIES

How to Interpret $IBCP Trades

Not every insider transaction in INDEPENDENT BANK CORP /MI/ is a signal for immediate action. Professional investors look for "cluster buying"—when multiple executives simultaneously purchase $IBCP shares on the open market. It is crucial to distinguish between scheduled sales (under Rule 10b5-1) and voluntary increases in ownership, which demonstrate management’s true conviction that the stock is undervalued.

Data Source & Accuracy for IBCP

Insider activity data for INDEPENDENT BANK CORP /MI/ is streamed in real-time directly from the SEC EDGAR system. We analyze raw Form 4 filings, filtering out technical adjustments and complex derivative transactions. This provides a transparent view of how ownership structure is evolving in $IBCP, allowing you to follow the capital of those with the most intimate knowledge of the company.

UNDERSTANDING THE DATA

FILING DATE: The date and time when the transaction was reported to the SEC. This is when the public first receives the information.

TRADE DATE: The actual day the insider executed the purchase or sale in the market.

INDUSTRY: The specific market sector the company operates in. Useful for identifying broader institutional capital flows across sectors.

OWNED AFTER: The total number of shares held by the insider following the transaction. This highlights the insider's remaining conviction in the company.

CHANGE %: The percentage increase or decrease of the insider's total position. Large percentage changes often carry more weight than the dollar amount alone.

TRADE TYPES DEFINITIONS

BUY: An open market purchase. Typically indicates an insider's belief that the stock is undervalued or poised for growth.

SELL: An open market sale. While often used for diversification or liquidity, large or unexpected sales can be a warning signal.

OPT+S (OPTION EXERCISE & SALE): This occurs when an insider exercises their stock options and sells them immediately. Often part of a structured compensation plan.