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Company Analysis

LOB Insider Trading

Live Oak Bancshares, Inc. | State Commercial Banks

Comprehensive Trading Performance Summary

The investment history of corporate insiders at Live Oak Bancshares, Inc. provides a unique lens into the internal conviction of the company's leadership. By analyzing SEC Form 4 filings, investors can track how directors and officers are allocating their own capital. High-conviction buying often signals that management believes the current market price significantly undervalues future growth prospects, while strategic selling might occur for personal liquidity or portfolio diversification. Monitoring these shifts in ownership is essential for understanding the alignment between management and shareholders in the State Commercial Banks sector.

Transactions on Chart

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Filing Date Trade Date Reporting Person Relationship Type Price Qty Total, $ Owned After Change, %
2026-03-13 20:42 2026-03-11 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $32.67 20,000 $653,320 2,947,844 -0.7%
2026-03-07 01:20 2026-03-04 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $36.06 20,000 $721,194 2,967,844 -0.7%
2026-03-05 01:41 2026-03-02 Phifer Walter J Officer - Chief Financial Officer SELL $36.58 4,712 $172,379 10,103 -31.8%
2026-03-05 01:41 2026-03-02 Seward Gregory W Officer - General Counsel SELL $36.70 3,000 $110,100 113,797 -2.6%
2026-02-28 01:34 2026-02-25 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $39.35 20,000 $786,998 2,987,844 -0.7%
2026-02-21 02:06 2026-02-18 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $40.18 20,000 $803,598 3,007,844 -0.7%
2026-02-14 01:13 2026-02-11 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $40.49 20,000 $809,760 3,027,844 -0.7%
2026-02-07 01:09 2026-02-04 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $41.05 20,000 $821,072 3,047,844 -0.7%
2026-01-29 00:42 2026-01-26 Stasiowska Ewa Maria Officer - Chief Risk Officer BUY $38.53 2,595 $99,999 2,595 +100.0%
2026-01-29 00:42 2026-01-26 Spencer Courtney Officer - Chief Experience Officer OPT+S $39.01 9,700 $378,349 25,160 0.0%
2025-12-24 01:13 2025-12-19 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $36.17 10,000 $361,734 3,067,844 -0.3%
2025-12-20 01:03 2025-12-17 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $35.97 10,000 $359,699 3,077,844 -0.3%
2025-12-17 00:52 2025-12-12 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $35.13 10,000 $351,313 3,087,844 -0.3%
2025-12-13 01:00 2025-12-10 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $34.33 10,000 $343,283 3,097,844 -0.3%
2025-12-10 01:08 2025-12-05 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $32.81 10,000 $328,090 3,107,844 -0.3%
2025-12-06 00:54 2025-12-03 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $33.05 10,000 $330,468 3,117,844 -0.3%
2025-12-02 00:53 2025-11-26 MAHAN JAMES S III Director, Officer, 10% owner - Chief Executive Officer SELL $32.11 20,000 $642,156 3,127,844 -0.6%
2025-11-25 00:53 2025-11-20 Bradford Tonya Williams Director BUY $30.24 1,000 $30,240 6,697 +17.6%
2025-11-21 01:44 2025-11-19 Seward Gregory W Officer - General Counsel OPT+S $30.20 1,200 $36,242 106,126 0.0%
2025-08-20 23:13 2025-08-18 LUCHT DAVID G Director BUY $25.12 4,000 $100,499 4,000 +100.0%
2025-05-09 03:08 2025-05-06 Bradford Tonya Williams Director SELL $26.51 2,500 $66,275 5,697 -30.5%
2025-05-09 03:08 2025-05-06 Cameron William Henderson Director BUY $26.01 10,000 $260,110 16,904 +144.8%
2024-11-16 01:17 2024-11-13 SUTHERLAND JOHN W. Officer - Chief Accounting Officer SELL $49.00 12,588 $616,837 14,015 -47.3%
2024-11-09 00:30 2024-11-07 Seward Gregory W Officer - General Counsel SELL $47.02 10,000 $470,169 86,882 -10.3%
2024-10-31 23:22 2024-10-29 Cameron William Henderson Director BUY $39.76 1,000 $39,762 202,217 +0.5%
2024-08-28 00:15 2024-08-23 SUTHERLAND JOHN W. Officer - Chief Accounting Officer SELL $43.00 20,000 $859,976 26,603 -42.9%
2024-05-17 00:16 2024-05-15 Bradford Tonya Williams Director SELL $35.97 2,600 $93,522 5,870 -30.7%
2024-03-14 00:04 2024-03-11 Davis Micah S Officer - Chief Marketing & Comm Officer SELL $39.87 8,613 $343,421 43,864 -16.4%
2024-03-11 23:50 2024-03-07 SUTHERLAND JOHN W. Officer - Chief Accounting Officer SELL $40.66 10,500 $426,891 46,603 -18.4%
2024-03-05 01:26 2024-02-29 Petty Miltom Emmett Director OPT+S $39.73 10,000 $397,252 121,941 0.0%
2023-12-08 01:02 2023-12-05 Smits Steve Officer - Chief Credit Officer SELL $35.87 25,000 $896,810 145,751 -14.6%
2023-11-22 00:40 2023-11-17 SUTHERLAND JOHN W. Officer - Chief Accounting Officer SELL $33.49 20,000 $669,770 56,269 -26.2%
2023-11-14 01:31 2023-11-09 Derraik Renato Officer - Chief Info./Digital Off., Bank SELL $29.56 20,000 $591,258 12,928 -60.7%
2023-06-13 23:22 2023-06-12 Cameron William Henderson Director BUY $24.37 4,000 $97,489 171,217 +2.4%
2023-05-16 00:23 2023-05-12 LUCHT DAVID G Director BUY $20.02 5,000 $100,123 20,739 +31.8%
2022-12-20 01:20 2022-12-15 Cameron William Henderson Director BUY $30.45 1,000 $30,445 167,217 +0.6%
2022-08-29 23:45 2022-08-25 Glossman Diane Beth Director BUY $38.25 2,000 $76,500 64,981 +3.2%
2022-03-05 03:50 2022-03-02 Smits Steve Officer - Chief Credit Officer SELL $63.13 2,747 $173,408 166,967 -1.6%
2022-02-12 02:28 2022-02-09 WILLIAMS WILLIAM L. III Director, Officer - Vice Chairman & EVP BUY $64.08 15,625 $1,001,183 824,201 +1.9%
2022-02-12 02:25 2022-02-09 Bradford Tonya Williams Director BUY $64.56 275 $17,753 1,566 +21.3%
2022-02-12 02:26 2022-02-09 Losch William C III Officer - Chief Financial Officer BUY $63.74 6,250 $398,381 9,750 +178.6%
2021-12-18 01:52 2021-12-15 Underwood Neil Lawrence Director, Officer - President SELL $85.12 21,116 $1,797,312 1,383,046 -1.5%
2021-12-04 01:02 2021-12-01 Seward Gregory W Officer - General Counsel OPT+S $91.50 5,000 $457,503 73,180 0.0%
2021-12-04 01:04 2021-12-01 Underwood Neil Lawrence Director, Officer - President SELL $91.64 3,133 $287,114 1,404,162 -0.2%
2021-12-02 02:44 2021-11-29 Underwood Neil Lawrence Director, Officer - President SELL $92.81 15,000 $1,392,165 1,407,295 -1.1%
2021-12-01 01:47 2021-11-26 SUTHERLAND JOHN W. Officer - Chief Accounting Officer SELL $90.66 5,712 $517,855 59,032 -8.8%
2021-11-25 00:11 2021-11-22 Underwood Neil Lawrence Director, Officer - President SELL $96.70 79,853 $7,722,152 1,422,295 -5.3%
2021-11-13 01:50 2021-11-11 Smits Steve Officer - Chief Credit Officer OPT+S $93.77 20,000 $1,875,410 166,967 0.0%
2021-11-09 01:25 2021-11-04 Seward Gregory W Officer - General Counsel SELL $98.61 6,000 $591,686 73,180 -7.6%
2021-11-09 01:21 2021-11-04 Glossman Diane Beth Director SELL $97.90 7,500 $734,228 54,252 -12.1%
SHOW ENTRIES

How to Interpret $LOB Trades

Not every insider transaction in Live Oak Bancshares, Inc. is a signal for immediate action. Professional investors look for "cluster buying"—when multiple executives simultaneously purchase $LOB shares on the open market. It is crucial to distinguish between scheduled sales (under Rule 10b5-1) and voluntary increases in ownership, which demonstrate management’s true conviction that the stock is undervalued.

Data Source & Accuracy for LOB

Insider activity data for Live Oak Bancshares, Inc. is streamed in real-time directly from the SEC EDGAR system. We analyze raw Form 4 filings, filtering out technical adjustments and complex derivative transactions. This provides a transparent view of how ownership structure is evolving in $LOB, allowing you to follow the capital of those with the most intimate knowledge of the company.

UNDERSTANDING THE DATA

FILING DATE: The date and time when the transaction was reported to the SEC. This is when the public first receives the information.

TRADE DATE: The actual day the insider executed the purchase or sale in the market.

INDUSTRY: The specific market sector the company operates in. Useful for identifying broader institutional capital flows across sectors.

OWNED AFTER: The total number of shares held by the insider following the transaction. This highlights the insider's remaining conviction in the company.

CHANGE %: The percentage increase or decrease of the insider's total position. Large percentage changes often carry more weight than the dollar amount alone.

TRADE TYPES DEFINITIONS

BUY: An open market purchase. Typically indicates an insider's belief that the stock is undervalued or poised for growth.

SELL: An open market sale. While often used for diversification or liquidity, large or unexpected sales can be a warning signal.

OPT+S (OPTION EXERCISE & SALE): This occurs when an insider exercises their stock options and sells them immediately. Often part of a structured compensation plan.