UPST Insider Trading
Upstart Holdings, Inc. | Finance Services
Comprehensive Trading Performance Summary
The investment history of corporate insiders at Upstart Holdings, Inc. provides a unique lens into the internal conviction of the company's leadership. By analyzing SEC Form 4 filings, investors can track how directors and officers are allocating their own capital. High-conviction buying often signals that management believes the current market price significantly undervalues future growth prospects, while strategic selling might occur for personal liquidity or portfolio diversification. Monitoring these shifts in ownership is essential for understanding the alignment between management and shareholders in the Finance Services sector.
Transactions on Chart
Open Full Chart| Filing Date | Trade Date | Reporting Person | Relationship | Type | Price | Qty | Total, $ | Owned After | Change, % |
|---|---|---|---|---|---|---|---|---|---|
| 2026-01-08 01:10 | 2026-01-05 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $50.00 | 1,000 | $50,000 | 17,435 | 0.0% |
| 2025-12-17 00:32 | 2025-12-12 | Cooper Kerry Whorton | Director | SELL | $50.00 | 1,500 | $75,000 | 23,934 | -5.9% |
| 2025-12-17 00:30 | 2025-12-12 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $50.00 | 7,392 | $369,600 | 17,435 | 0.0% |
| 2025-11-27 00:22 | 2025-11-25 | Mirgorodskaya Natalia | Officer - See Remarks | SELL | $38.91 | 762 | $29,649 | 26,398 | -2.8% |
| 2025-11-25 00:39 | 2025-11-20 | Mirgorodskaya Natalia | Officer - See Remarks | OPT+S | $36.62 | 821 | $30,063 | 27,160 | 0.0% |
| 2025-11-25 00:38 | 2025-11-20 | Darling Scott | Officer - Chief Legal Officer | SELL | $36.58 | 7,723 | $282,480 | 97,990 | -7.3% |
| 2025-11-25 00:36 | 2025-11-20 | Datta Sanjay | Officer - Chief Financial Officer | SELL | $36.58 | 13,624 | $498,324 | 284,280 | -4.6% |
| 2025-11-14 00:31 | 2025-11-11 | Gu Paul | Director, Officer - Chief Technology Offier | BUY | $39.23 | 100,000 | $3,922,800 | 80,000 | +100.0% |
| 2025-10-29 03:52 | 2025-10-24 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $55.01 | 1,000 | $55,012 | 123,148 | 0.0% |
| 2025-10-03 23:39 | 2025-10-01 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $54.64 | 1,000 | $54,640 | 123,898 | 0.0% |
| 2025-09-19 23:44 | 2025-09-17 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $70.01 | 1,000 | $70,010 | 123,898 | 0.0% |
| 2025-09-18 00:41 | 2025-09-15 | Girouard Dave | Director, Officer, 10% owner - Chief Executive Officer | OPT+S | $64.93 | 41,667 | $2,705,547 | 52,614 | 0.0% |
| 2025-09-05 23:37 | 2025-09-03 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $69.41 | 4,000 | $277,654 | 123,898 | 0.0% |
| 2025-09-05 00:48 | 2025-09-02 | Gu Paul | Director, Officer - Chief Technology Offier | OPT+S | $68.61 | 5,000 | $343,060 | 1,147,156 | 0.0% |
| 2025-09-05 00:47 | 2025-09-02 | Mirgorodskaya Natalia | Officer - See Remarks | SELL | $69.21 | 1,439 | $99,593 | 21,081 | -6.4% |
| 2025-09-05 00:45 | 2025-09-02 | Cooper Kerry Whorton | Director | SELL | $69.21 | 500 | $34,605 | 25,434 | -1.9% |
| 2025-08-27 23:38 | 2025-08-25 | Darling Scott | Officer - Chief Legal Officer | SELL | $68.00 | 6,402 | $435,336 | 123,898 | -4.9% |
| 2025-08-26 23:31 | 2025-08-22 | Mirgorodskaya Natalia | Officer - See Remarks | OPT+S | $68.53 | 1,389 | $95,183 | 22,520 | 0.0% |
| 2025-08-22 23:39 | 2025-08-20 | Mirgorodskaya Natalia | Officer - See Remarks | SELL | $61.12 | 1,079 | $65,944 | 23,544 | -4.4% |
| 2025-08-22 23:38 | 2025-08-20 | Darling Scott | Officer - Chief Legal Officer | SELL | $61.16 | 6,853 | $419,158 | 130,300 | -5.0% |
| 2025-08-22 23:34 | 2025-08-20 | Datta Sanjay | Officer - Chief Financial Officer | SELL | $61.12 | 13,473 | $823,452 | 297,904 | -4.3% |
| 2025-08-20 00:54 | 2025-08-15 | Girouard Dave | Director, Officer, 10% owner - Chief Executive Officer | OPT+S | $63.27 | 41,667 | $2,636,434 | 52,614 | 0.0% |
| 2025-08-05 23:30 | 2025-08-01 | Mirgorodskaya Natalia | Officer - See Remarks | OPT+S | $77.97 | 365 | $28,457 | 24,623 | 0.0% |
| 2025-08-05 23:30 | 2025-08-01 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $78.45 | 4,000 | $313,806 | 137,014 | 0.0% |
| 2025-07-17 23:45 | 2025-07-15 | Girouard Dave | Director, Officer, 10% owner - Chief Executive Officer | OPT+S | $75.07 | 41,667 | $3,127,833 | 52,614 | 0.0% |
| 2025-07-10 23:35 | 2025-07-08 | Mirgorodskaya Natalia | Officer - See Remarks | OPT+S | $80.07 | 4,000 | $320,270 | 24,623 | 0.0% |
| 2025-07-10 23:32 | 2025-07-08 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $80.04 | 5,000 | $400,210 | 137,014 | 0.0% |
| 2025-07-07 23:35 | 2025-07-02 | Mirgorodskaya Natalia | Officer - See Remarks | OPT+S | $70.06 | 6,533 | $457,675 | 24,623 | 0.0% |
| 2025-07-03 21:31 | 2025-07-01 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $68.19 | 7,000 | $477,296 | 137,014 | 0.0% |
| 2025-06-24 23:32 | 2025-06-20 | Girouard Dave | Director, Officer, 10% owner - Chief Executive Officer | OPT+S | $60.05 | 41,667 | $2,501,983 | 52,614 | 0.0% |
| 2025-06-14 00:30 | 2025-06-11 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $60.00 | 3,000 | $180,000 | 137,014 | 0.0% |
| 2025-06-14 00:29 | 2025-06-11 | Girouard Dave | Director, Officer, 10% owner - Chief Executive Officer | OPT+S | $60.11 | 41,667 | $2,504,524 | 52,614 | 0.0% |
| 2025-06-06 01:24 | 2025-06-03 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $50.00 | 7,383 | $369,166 | 137,014 | 0.0% |
| 2025-06-05 00:02 | 2025-06-02 | Cooper Kerry Whorton | Director | SELL | $46.92 | 500 | $23,460 | 25,934 | -1.9% |
| 2025-05-28 23:26 | 2025-05-23 | Mirgorodskaya Natalia | Officer - See Remarks | SELL | $44.19 | 1,340 | $59,215 | 24,623 | -5.2% |
| 2025-05-23 00:58 | 2025-05-20 | Mirgorodskaya Natalia | Officer - See Remarks | SELL | $46.96 | 764 | $35,874 | 25,963 | -2.9% |
| 2025-05-23 00:58 | 2025-05-20 | Datta Sanjay | Officer - Chief Financial Officer | SELL | $46.97 | 13,512 | $634,674 | 311,356 | -4.2% |
| 2025-05-23 00:57 | 2025-05-20 | Darling Scott | Officer - Chief Legal Officer | SELL | $46.98 | 6,732 | $316,246 | 143,397 | -4.5% |
| 2025-05-02 03:33 | 2025-04-29 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $50.21 | 2,000 | $100,427 | 150,129 | 0.0% |
| 2025-03-06 00:06 | 2025-03-03 | Cooper Kerry Whorton | Director | SELL | $68.09 | 500 | $34,045 | 18,156 | -2.7% |
| 2025-03-05 03:57 | 2025-02-28 | Darling Scott | Officer - Chief Legal Officer | OPT+S | $65.43 | 17,507 | $1,145,544 | 150,129 | 0.0% |
| 2025-02-28 00:19 | 2025-02-25 | Mirgorodskaya Natalia | Officer - See Remarks | SELL | $69.00 | 1,309 | $90,321 | 19,757 | -6.2% |
| 2025-02-25 01:18 | 2025-02-20 | Girouard Dave | Director, Officer, 10% owner - Chief Executive Officer | SELL | $79.01 | 4,524 | $357,444 | 52,614 | -7.9% |
| 2025-02-25 01:17 | 2025-02-20 | Gu Paul | Director, Officer - Chief Technology Offier | SELL | $79.02 | 12,007 | $948,827 | 1,006,599 | -1.2% |
| 2025-02-25 01:12 | 2025-02-20 | Datta Sanjay | Officer - Chief Financial Officer | SELL | $79.02 | 16,070 | $1,269,864 | 295,537 | -5.2% |
| 2025-02-25 01:03 | 2025-02-20 | Darling Scott | Officer - Chief Legal Officer | SELL | $79.04 | 4,794 | $378,934 | 143,406 | -3.2% |
| 2025-02-25 01:02 | 2025-02-20 | Mirgorodskaya Natalia | Officer - See Remarks | SELL | $79.02 | 794 | $62,746 | 21,985 | -3.5% |
| 2025-02-21 00:20 | 2025-02-18 | Girouard Dave | Director, Officer, 10% owner - Chief Executive Officer | OPT+S | $84.65 | 41,667 | $3,526,907 | 57,138 | 0.0% |
| 2025-01-18 00:04 | 2025-01-15 | Girouard Dave | Director, Officer, 10% owner - Chief Executive Officer | OPT+S | $62.60 | 41,667 | $2,608,238 | 57,138 | 0.0% |
| 2024-12-19 00:15 | 2024-12-16 | Girouard Dave | Director, Officer, 10% owner - Chief Executive Officer | OPT+S | $83.28 | 41,667 | $3,470,228 | 57,138 | 0.0% |
How to Interpret $UPST Trades
Not every insider transaction in Upstart Holdings, Inc. is a signal for immediate action. Professional investors look for "cluster buying"—when multiple executives simultaneously purchase $UPST shares on the open market. It is crucial to distinguish between scheduled sales (under Rule 10b5-1) and voluntary increases in ownership, which demonstrate management’s true conviction that the stock is undervalued.
Data Source & Accuracy for UPST
Insider activity data for Upstart Holdings, Inc. is streamed in real-time directly from the SEC EDGAR system. We analyze raw Form 4 filings, filtering out technical adjustments and complex derivative transactions. This provides a transparent view of how ownership structure is evolving in $UPST, allowing you to follow the capital of those with the most intimate knowledge of the company.
UNDERSTANDING THE DATA
FILING DATE: The date and time when the transaction was reported to the SEC. This is when the public first receives the information.
TRADE DATE: The actual day the insider executed the purchase or sale in the market.
INDUSTRY: The specific market sector the company operates in. Useful for identifying broader institutional capital flows across sectors.
OWNED AFTER: The total number of shares held by the insider following the transaction. This highlights the insider's remaining conviction in the company.
CHANGE %: The percentage increase or decrease of the insider's total position. Large percentage changes often carry more weight than the dollar amount alone.
TRADE TYPES DEFINITIONS
BUY: An open market purchase. Typically indicates an insider's belief that the stock is undervalued or poised for growth.
SELL: An open market sale. While often used for diversification or liquidity, large or unexpected sales can be a warning signal.
OPT+S (OPTION EXERCISE & SALE): This occurs when an insider exercises their stock options and sells them immediately. Often part of a structured compensation plan.