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Company Analysis

DFS Insider Trading

DFS | Market Equity

Comprehensive Trading Performance Summary

The investment history of corporate insiders at DFS provides a unique lens into the internal conviction of the company's leadership. By analyzing SEC Form 4 filings, investors can track how directors and officers are allocating their own capital. High-conviction buying often signals that management believes the current market price significantly undervalues future growth prospects, while strategic selling might occur for personal liquidity or portfolio diversification. Monitoring these shifts in ownership is essential for understanding the alignment between management and shareholders in the Market Equity sector.

Transactions on Chart

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Filing Date Trade Date Reporting Person Relationship Type Price Qty Total, $ Owned After Change, %
2014-01-30 01:58 2014-01-28 Cunningham Steven E Officer - SVP & Chief Corp. Risk Officer SELL $54.53 15,000 $817,950 48,576 -23.6%
2014-01-30 01:58 2014-01-28 Panzarino James V Officer - EVP,Chief Credit Risk Officer SELL $54.71 40,000 $2,188,400 113,065 -26.1%
2014-01-30 01:57 2014-01-28 Minetti Carlos Officer - Executive Vice President OPT+S $54.82 82,231 $4,508,125 342,966 0.0%
2014-01-30 01:57 2014-01-28 Schneider Glenn P Officer - SVP & CIO SELL $54.25 29,070 $1,577,048 40,363 -41.9%
2013-11-08 01:51 2013-11-06 Moskow Michael H Director SELL $52.22 4,000 $208,880 53,042 -7.0%
2013-11-02 00:48 2013-11-01 Corley Kathryn McNamara Officer - EVP,General Counsel&Secretary OPT+S $52.11 21,459 $1,118,228 253,511 0.0%
2013-11-01 20:23 2013-10-30 Talwar Harit Officer - EVP SELL $50.97 20,610 $1,050,514 50,890 -28.8%
2013-10-29 17:11 2013-10-25 NELMS DAVID W Director, Officer - Chairman and CEO SELL $51.01 75,000 $3,825,750 1,747,650 -4.1%
2013-10-28 17:17 2013-10-24 Offereins Diane E Officer - Executive Vice President SELL $51.59 50,000 $2,579,500 381,638 -11.6%
2013-10-28 17:12 2013-10-24 Corley Kathryn McNamara Officer - EVP,General Counsel&Secretary SELL $51.71 10,000 $517,100 253,511 -3.8%
2013-08-06 15:58 2013-08-02 Panzarino James V Officer - EVP,Chief Credit Risk Officer SELL $50.78 40,000 $2,031,200 113,417 -26.1%
2013-08-06 15:57 2013-08-02 Minetti Carlos Officer - Executive Vice President SELL $50.91 23,738 $1,208,502 352,043 -6.3%
2013-08-06 15:55 2013-08-02 HOCHSCHILD ROGER C Officer - President and COO OPT+S $50.86 171,061 $8,699,376 999,576 0.0%
2013-05-02 18:10 2013-04-30 NELMS DAVID W Director, Officer - Chairman and CEO SELL $43.87 75,000 $3,290,250 1,822,650 -4.0%
2013-04-26 18:12 2013-04-25 HOCHSCHILD ROGER C Officer - President and COO OPT+S $44.19 68,849 $3,042,437 1,070,637 0.0%
2013-04-26 18:13 2013-04-25 SMITH E FOLLIN Director SELL $44.35 10,081 $447,092 44,935 -18.3%
2012-12-31 22:35 2012-12-28 Offereins Diane E Officer - Executive Vice President SELL $38.13 100,000 $3,812,990 436,866 -18.6%
2012-12-31 22:36 2012-12-27 HOCHSCHILD ROGER C Officer - President and COO OPT+S $37.66 138,706 $5,223,668 1,008,396 0.0%
2012-12-27 00:55 2012-12-24 Corley Kathryn McNamara Officer - EVP,General Counsel&Secretary SELL $38.63 25,000 $965,750 270,958 -8.4%
2012-12-27 00:54 2012-12-26 Schneider Glenn P Officer - SVP & CIO SELL $38.71 4,989 $193,124 46,073 -9.8%
2012-12-27 00:53 2012-12-24 Minetti Carlos Officer - Executive Vice President OPT+S $38.77 91,790 $3,558,836 385,553 0.0%
2012-10-03 21:34 2012-10-01 Talwar Harit Officer - Executive Vice President OPT+S $39.76 67,456 $2,682,051 346,748 0.0%
2012-10-03 21:33 2012-10-01 Offereins Diane E Officer - Executive Vice President OPT+S $39.67 67,159 $2,664,198 536,866 0.0%
2012-10-03 21:35 2012-10-01 HOCHSCHILD ROGER C Officer - President and COO SELL $39.80 100,000 $3,980,000 1,147,402 -8.0%
2012-10-03 21:34 2012-10-01 NELMS DAVID W Director, Officer - Chairman and CEO OPT+S $39.83 237,880 $9,474,332 1,964,485 0.0%
2012-07-13 15:41 2012-07-11 Moskow Michael H Director SELL $34.70 4,000 $138,800 54,101 -6.9%
2012-07-06 20:52 2012-07-05 Minetti Carlos Officer - Executive Vice President SELL $35.40 14,475 $512,415 413,759 -3.4%
2012-07-03 21:39 2012-06-29 Panzarino James V Officer - EVP,Chief Credit Risk Officer SELL $34.26 40,000 $1,370,400 146,179 -21.5%
2012-04-04 21:49 2012-04-03 HOCHSCHILD ROGER C Officer - President and COO OPT+S $33.49 62,314 $2,086,896 1,267,402 0.0%
2012-04-03 18:02 2012-04-02 Offereins Diane E Officer - Executive Vice President OPT+S $33.88 98,373 $3,332,877 536,866 0.0%
2012-03-29 00:01 2012-03-27 Talwar Harit Officer - Executive Vice President OPT+S $33.77 153,501 $5,184,297 346,748 0.0%
2012-03-27 20:11 2012-03-23 Schneider Glenn P Officer - SVP & CIO OPT+S $32.41 123,536 $4,003,888 51,062 0.0%
2012-03-27 18:54 2012-03-23 Minetti Carlos Officer - Executive Vice President OPT+S $32.62 122,911 $4,009,406 428,234 0.0%
2012-03-27 18:53 2012-03-23 Panzarino James V Officer - EVP,Chief Credit Risk Officer OPT+S $33.08 44,903 $1,485,216 186,179 0.0%
2011-10-07 19:37 2011-10-05 Talwar Harit Officer - Executive Vice President SELL $22.68 52,745 $1,196,257 348,941 -13.1%
2011-09-27 22:47 2011-09-26 Corley Kathryn McNamara Officer - EVP,General Counsel&Secretary OPT+S $25.22 36,897 $930,620 304,664 0.0%
2011-09-27 19:58 2011-09-26 Panzarino James V Officer - EVP,Chief Credit Risk Officer OPT+S $25.05 14,305 $358,340 216,423 0.0%
2011-09-27 19:56 2011-09-26 Schneider Glenn P Officer - SVP & CIO SELL $25.44 10,923 $277,881 60,151 -15.4%
2011-07-07 20:31 2011-07-05 Minetti Carlos Officer - Executive Vice President OPT+S $26.64 43,010 $1,145,786 481,537 0.0%
2011-07-07 20:28 2011-07-05 Schneider Glenn P Officer - SVP & CIO SELL $26.83 9,295 $249,385 73,897 -11.2%
2011-07-07 20:33 2011-07-05 HOCHSCHILD ROGER C Officer - President and COO OPT+S $26.96 45,273 $1,220,560 1,261,607 0.0%
2011-07-07 20:30 2011-07-05 NELMS DAVID W Director, Officer - Chairman and CEO OPT+S $26.73 93,174 $2,490,541 1,991,810 0.0%
2011-07-06 21:44 2011-07-01 Talwar Harit Officer - Executive Vice President OPT+S $26.40 34,774 $918,034 419,130 0.0%
2011-06-29 22:29 2011-06-27 Offereins Diane E Officer - Executive Vice President OPT+S $25.21 46,367 $1,168,912 556,211 0.0%
2011-06-29 22:26 2011-06-27 Panzarino James V Officer - EVP,Chief Credit Risk Officer OPT+S $24.83 95,593 $2,373,574 223,823 0.0%
2011-03-29 22:17 2011-03-25 Minetti Carlos Officer - Executive Vice President SELL $24.21 12,500 $302,625 471,998 -2.6%
2011-03-29 22:15 2011-03-25 Panzarino James V Officer - EVP,Chief Credit Risk Officer SELL $23.95 12,538 $300,285 223,823 -5.3%
2011-03-29 22:19 2011-03-25 GUTHRIE ROY A Officer - EVP and CFO SELL $24.09 97,327 $2,344,607 337,020 -22.4%
2010-12-29 23:07 2010-12-27 GUTHRIE ROY A Officer - EVP, CFO and CAO SELL $18.50 115,000 $2,127,500 446,327 -20.5%
2010-12-28 01:37 2010-12-23 Schneider Glenn P Officer - SVP & CIO SELL $18.36 10,653 $195,589 84,696 -11.2%
SHOW ENTRIES

How to Interpret $DFS Trades

Not every insider transaction in DFS is a signal for immediate action. Professional investors look for "cluster buying"—when multiple executives simultaneously purchase $DFS shares on the open market. It is crucial to distinguish between scheduled sales (under Rule 10b5-1) and voluntary increases in ownership, which demonstrate management’s true conviction that the stock is undervalued.

Data Source & Accuracy for DFS

Insider activity data for DFS is streamed in real-time directly from the SEC EDGAR system. We analyze raw Form 4 filings, filtering out technical adjustments and complex derivative transactions. This provides a transparent view of how ownership structure is evolving in $DFS, allowing you to follow the capital of those with the most intimate knowledge of the company.

UNDERSTANDING THE DATA

FILING DATE: The date and time when the transaction was reported to the SEC. This is when the public first receives the information.

TRADE DATE: The actual day the insider executed the purchase or sale in the market.

INDUSTRY: The specific market sector the company operates in. Useful for identifying broader institutional capital flows across sectors.

OWNED AFTER: The total number of shares held by the insider following the transaction. This highlights the insider's remaining conviction in the company.

CHANGE %: The percentage increase or decrease of the insider's total position. Large percentage changes often carry more weight than the dollar amount alone.

TRADE TYPES DEFINITIONS

BUY: An open market purchase. Typically indicates an insider's belief that the stock is undervalued or poised for growth.

SELL: An open market sale. While often used for diversification or liquidity, large or unexpected sales can be a warning signal.

OPT+S (OPTION EXERCISE & SALE): This occurs when an insider exercises their stock options and sells them immediately. Often part of a structured compensation plan.