Personal Credit Institutions
Standard Industrial Classification: SIC 6141
Industry Insider Sentiment Analysis
The Personal Credit Institutions sector (SIC 6141) acts as a critical barometer for broader economic health. Our real-time monitoring reveals total transactions. Monitoring "cluster buying" is one of the most reliable leading indicators for future sector performance. By analyzing aggregate data across this specific Standard Industrial Classification, investors can filter out individual company volatility and identify high-conviction trends. When multiple directors and officers within the same industry move capital simultaneously, it often signals an upcoming sector-wide revaluation or a fundamental shift in supply chain dynamics that has yet to be recognized by the broader public market.
| Filing Date | Trade Date | Ticker | Company | Reporting Person | Relationship | Type | Price | Qty | Total, $ | Owned After |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-07-07 20:20 | 2026-07-02 | CACC | CREDIT ACCEPTANCE CORP | Watson Jill Foss | 10% owner | SELL | $653.24 | 11,000 | $7,185,657 | 49,346 |
| 2026-07-02 20:30 | 2026-07-01 | RM | Regional Management Corp. | Barnette Steven B | Officer | SELL | $42.04 | 1,600 | $67,264 | 16,746 |
| 2026-07-03 00:00 | 2026-06-30 | ATLC | Atlanticus Holdings Corp | Howard Jeffrey A. | Director, Officer | SELL | $103.01 | 10,000 | $1,030,100 | 663,265 |
| 2026-07-03 00:00 | 2026-06-30 | ATLC | Atlanticus Holdings Corp | McCamey William | Officer | SELL | $103.01 | 10,000 | $1,030,100 | 127,410 |
| 2026-07-02 21:11 | 2026-07-01 | HAPN | LendingClub Corp | Cheng Jordan | Officer | SELL | $20.85 | 5,500 | $114,694 | 102,574 |
| 2026-07-02 21:14 | 2026-07-01 | HAPN | LendingClub Corp | Sanborn Scott | Director, Officer | SELL | $21.00 | 25,000 | $525,028 | 1,536,063 |
| 2026-07-02 21:17 | 2026-07-01 | HAPN | LendingClub Corp | Stack Fergal | Officer | SELL | $21.01 | 50,000 | $1,050,690 | 154,977 |
| 2026-07-02 00:00 | 2026-06-29 | ATLC | Atlanticus Holdings Corp | Saunders Mitchell | Officer | SELL | $102.20 | 10,000 | $1,022,000 | 46,273 |
| 2026-07-02 00:00 | 2026-06-29 | ATLC | Atlanticus Holdings Corp | HANNA DAVID G | Director, Officer, 10% owner | SELL | $103.90 | 25,000 | $2,597,428 | 259,392 |
| 2026-07-02 00:01 | 2026-06-29 | ATLC | Atlanticus Holdings Corp | HANNA FRANK J III | 10% owner | SELL | $103.90 | 25,000 | $2,597,428 | 3,773,072 |
| 2026-07-01 18:04 | 2026-06-29 | WRLD | WORLD ACCEPTANCE CORP | Robinson Benjamin E III | Director | OPT+S | $222.77 | 2,031 | $452,446 | 4,836 |
| 2026-07-01 16:14 | 2026-06-30 | WRLD | WORLD ACCEPTANCE CORP | WAY CHARLES D | Director | SELL | $225.00 | 833 | $187,425 | 12,729 |
| 2026-06-30 20:07 | 2026-06-26 | CACC | CREDIT ACCEPTANCE CORP | Elliott Nicholas J | Officer | OPT+S | $629.99 | 2,306 | $1,452,750 | 20,897 |
| 2026-06-30 20:06 | 2026-06-26 | CACC | CREDIT ACCEPTANCE CORP | KERBER ERIN J | Officer | OPT+S | $629.80 | 5,720 | $3,602,474 | 25,711 |
| 2026-06-30 20:05 | 2026-06-26 | AFRM | Affirm Holdings, Inc. | Linford Michael | Officer | OPT+S | $80.04 | 100,000 | $8,004,000 | 117,984 |
| 2026-06-30 21:03 | 2026-06-29 | OMF | OneMain Holdings, Inc. | Conrad Micah R. | Officer | SELL | $62.00 | 5,000 | $310,000 | 96,250 |
| 2026-06-30 21:04 | 2026-06-29 | OMF | OneMain Holdings, Inc. | Hedlund Michael A | Officer | SELL | $62.00 | 1,848 | $114,576 | 13,127 |
| 2026-06-29 17:31 | 2026-06-26 | WRLD | WORLD ACCEPTANCE CORP | WAY CHARLES D | Director | SELL | $210.00 | 833 | $174,930 | 13,562 |
| 2026-06-26 20:05 | 2026-06-24 | CACC | CREDIT ACCEPTANCE CORP | Martin Jay D | Officer | OPT+S | $601.04 | 3,000 | $1,803,119 | 25,963 |
| 2026-06-26 20:06 | 2026-06-24 | CACC | CREDIT ACCEPTANCE CORP | LUM JONATHAN | Officer | OPT+S | $600.00 | 6,000 | $3,600,000 | 31,609 |
| 2026-06-26 22:58 | 2026-06-26 | ATLC | Atlanticus Holdings Corp | Howard Jeffrey A. | Director, Officer | SELL | $109.45 | 10,000 | $1,094,500 | 673,265 |
| 2026-06-26 22:59 | 2026-06-26 | ATLC | Atlanticus Holdings Corp | McCamey William | Officer | SELL | $109.45 | 10,000 | $1,094,500 | 137,410 |
| 2026-06-26 21:27 | 2026-06-24 | HAPN | LendingClub Corp | Sanborn Scott | Director, Officer | SELL | $19.17 | 28,750 | $551,212 | 1,561,063 |
| 2026-06-26 20:02 | 2026-06-24 | CACC | CREDIT ACCEPTANCE CORP | KERBER ERIN J | Officer | OPT+S | $607.59 | 11,593 | $7,043,811 | 25,711 |
| 2026-06-26 20:03 | 2026-06-24 | CACC | CREDIT ACCEPTANCE CORP | Elliott Nicholas J | Officer | OPT+S | $607.60 | 4,670 | $2,837,490 | 20,897 |
| 2026-06-23 20:30 | 2026-06-18 | ENVA | Enova International, Inc. | TEBBE MARK | Director | SELL | $201.37 | 20,000 | $4,027,360 | 50,029 |
| 2026-06-22 20:30 | 2026-06-17 | ENVA | Enova International, Inc. | Fisher David | Director, Officer | OPT+S | $199.05 | 33,060 | $6,580,639 | 306,444 |
| 2026-06-18 21:58 | 2026-06-16 | LC | LendingClub Corp | Stack Fergal | Officer | SELL | $19.00 | 60,000 | $1,140,228 | 204,977 |
| 2026-06-17 20:05 | 2026-06-15 | CACC | CREDIT ACCEPTANCE CORP | Elliott Nicholas J | Officer | OPT+S | $577.11 | 55 | $31,741 | 20,897 |
| 2026-06-17 20:01 | 2026-06-15 | CACC | CREDIT ACCEPTANCE CORP | Martin Jay D | Officer | OPT+S | $576.74 | 49 | $28,260 | 25,963 |
| 2026-06-17 20:03 | 2026-06-15 | CACC | CREDIT ACCEPTANCE CORP | KERBER ERIN J | Officer | OPT+S | $576.65 | 56 | $32,292 | 25,711 |
| 2026-06-16 20:30 | 2026-06-16 | ENVA | Enova International, Inc. | GOODYEAR WILLIAM M | Director | SELL | $188.02 | 3,500 | $658,055 | 50,820 |
| 2026-06-16 13:01 | 2026-06-15 | WRLD | WORLD ACCEPTANCE CORP | Caulder Alice Lindsay | Officer | SELL | $181.00 | 609 | $110,229 | 14,682 |
| 2026-06-15 14:18 | 2026-06-12 | WRLD | WORLD ACCEPTANCE CORP | Umstetter Luke J. | Officer | SELL | $181.66 | 1,000 | $181,660 | 28,245 |
| 2026-06-12 20:28 | 2026-06-10 | PICS | PicS N.V. | Batista Costa Jose Antonio | Director | BUY | $9.47 | 18,500 | $175,195 | 4,373,479 |
| 2026-06-12 21:49 | 2026-06-11 | PICS | PicS N.V. | Augusto Cazotto Andre | Officer | BUY | $9.41 | 49,500 | $465,795 | 57,700 |
| 2026-06-11 22:12 | 2026-06-10 | LC | LendingClub Corp | Cheng Jordan | Officer | SELL | $17.46 | 5,500 | $96,030 | 108,074 |
| 2026-06-11 22:14 | 2026-06-09 | LC | LendingClub Corp | Sanborn Scott | Director, Officer | SELL | $18.00 | 4,899 | $88,182 | 1,589,813 |
| 2026-06-10 20:01 | 2026-06-08 | CACC | CREDIT ACCEPTANCE CORP | KERBER ERIN J | Officer | OPT+S | $576.70 | 54 | $31,142 | 25,711 |
| 2026-06-10 20:02 | 2026-06-08 | CACC | CREDIT ACCEPTANCE CORP | Martin Jay D | Officer | OPT+S | $576.75 | 44 | $25,377 | 25,963 |
| 2026-06-10 20:04 | 2026-06-08 | CACC | CREDIT ACCEPTANCE CORP | Elliott Nicholas J | Officer | OPT+S | $576.69 | 53 | $30,565 | 20,897 |
| 2026-06-10 19:27 | 2026-06-09 | PICS | PicS N.V. | Batista Costa Jose Antonio | Director | BUY | $9.73 | 20,800 | $202,384 | 4,376,109 |
| 2026-06-10 16:36 | 2026-06-08 | PICS | PicS N.V. | Batista Costa Jose Antonio | Director | BUY | $9.42 | 21,130 | $199,045 | 4,355,309 |
| 2026-06-08 19:04 | 2026-06-05 | PICS | PicS N.V. | Batista Costa Jose Antonio | Director | BUY | $9.16 | 21,833 | $199,990 | 4,313,049 |
| 2026-06-08 15:11 | 2026-06-04 | PICS | PicS N.V. | Batista Costa Jose Antonio | Director | BUY | $9.09 | 22,000 | $199,980 | 4,291,216 |
| 2026-06-08 12:00 | 2026-06-05 | PICS | PicS N.V. | Pruett William Rodney | Director | BUY | $9.10 | 25,000 | $227,500 | 25,000 |
| 2026-06-04 21:17 | 2026-06-02 | LC | LendingClub Corp | Sanborn Scott | Director, Officer | SELL | $17.86 | 23,851 | $425,948 | 1,594,712 |
| 2026-06-03 20:30 | 2026-06-01 | ENVA | Enova International, Inc. | GOODYEAR WILLIAM M | Director | SELL | $163.13 | 5,983 | $975,999 | 62,757 |
| 2026-06-02 20:07 | 2026-05-29 | CACC | CREDIT ACCEPTANCE CORP | Elliott Nicholas J | Officer | OPT+S | $576.47 | 3,379 | $1,947,892 | 20,897 |
| 2026-06-02 20:09 | 2026-05-29 | CACC | CREDIT ACCEPTANCE CORP | KERBER ERIN J | Officer | OPT+S | $576.46 | 3,546 | $2,044,140 | 25,711 |
Sector-Wide Insider Alpha
Analyzing insider movements across the Personal Credit Institutions sector provides a macro-view of executive conviction. When multiple leaders in different companies within the same SIC code (6141) simultaneously buy shares, it often indicates an industry-wide undervaluation or a positive shift in market cycles.
SEC Filings in Personal Credit Institutions
Every transaction in the Personal Credit Institutions industry is reported via Form 4 disclosures. By filtering these filings by industry, investors can detect institutional-scale sentiment shifts before they are reflected in broader market indices, following the capital flow of those with intimate industry knowledge.
UNDERSTANDING THE DATA
FILING DATE: The date and time when the transaction was reported to the SEC. This is when the public first receives the information.
TRADE DATE: The actual day the insider executed the purchase or sale in the market.
INDUSTRY: The specific market sector the company operates in. Useful for identifying broader institutional capital flows across sectors.
OWNED AFTER: The total number of shares held by the insider following the transaction. This highlights the insider's remaining conviction in the company.
CHANGE %: The percentage increase or decrease of the insider's total position. Large percentage changes often carry more weight than the dollar amount alone.
TRADE TYPES DEFINITIONS
BUY: An open market purchase. Typically indicates an insider's belief that the stock is undervalued or poised for growth.
SELL: An open market sale. While often used for diversification or liquidity, large or unexpected sales can be a warning signal.
OPT+S (OPTION EXERCISE & SALE): This occurs when an insider exercises their stock options and sells them immediately. Often part of a structured compensation plan.